At the turn of the last century, lockets like this were produced en masse for the middle and working classes. It isn't solid gold, but "gold back-and-front" which is kind of like gold fill. It wears well and has a nice old gold color that passes for the real thing. Both celluloid lenses and frames are intact - it looks like this locket was never worn. The monogram "ATK" is engraved on the back.
gold fill, diamond chip, new 14k gold chain
Locket is c. 1900, chain is contemporary
1" diameter locket, 18" gold chain
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1900 — 1910
It’s hard to pinpoint when modern-day lockets were invented, but it’s believed that they evolved from ancient amulets.